Michael Gallant RE/MAX ABILITY REAL ESTATE LTD.

HOME INSPECTIONS


Home Inspections, Why You Should Hire an Inspector


Most people wouldn’t consider purchasing a used car without having their mechanic give it the once over. Yet, everyday countless homebuyers commit to purchasing a home with very little knowledge about the property. They just hope for the best. When you consider that your home purchase will likely be the single largest expenditure that you will ever incur, it only makes sense to have the home you’d like to purchase carefully checked out.

Your offer to purchase should contain the following clause. “This offer is subject to a professional building inspection that is satisfactory to the buyer and paid for by the buyer”. If the home seller balks at your desire to have the home checked out, let that be a warning flag and walk away from the deal. If the seller has nothing to hide there really is nothing to fear in having the home inspected.

Once you’ve gained agreement on this clause begin shopping for a qualified inspector. Take some care in determining which company will inspect your home. The Home Inspection industry remains unregulated. Any “handyman” can claim to be a Home Inspector. We recommend that you hire an inspector that is a member of the American Society of Home Inspectors (ASHI). These companies conduct their inspections based on the Standards of Practice set forth by ASHI. They carry errors and omissions insurance to protect them and you against overlooked problems.

The Home Inspector that you hire will visually examine up to 1600 items through out the home to ensure that you know everything you can about the home before you commit to buying it. This knowledge will help you make informed decisions during your purchase, and will provide you with information you need for any maintenance or repairs that your new home may require.

It should be noted that there is no such thing as a perfect home. Home inspections routinely reveal small maintenance issues that should be resolved once you take ownership. You should expect to find some of these items in your report as well. The purpose of the inspection is to protect you against major deficiencies that could be financially devastating. If the inspection reveals these types of problems, you’ll have a way out of the deal. If you still want to proceed you can reopen negotiations with the home seller.

It’s always a good idea to attend the home inspection if possible. Most Inspectors encourage it and welcome the opportunity to help you get familiar with the home. They’ll take the time to ensure that you are familiar with how things operate.

Some Inspectors will not only provide you with a complete written report regarding the condition of the property, but will also give you a maintenance manual that will help you to care for your home in the years ahead.

Resist the temptation to save a few dollars by having Uncle Ernie check the place out for you. Imagine how you and Ernie might feel if something major was overlooked. Most homes can be professionally inspected for around $300.00. Please, this is one investment that you must make the next time you purchase real estate.

Home Inspections, Interior Concerns


If you’ve already read our report entitled, “Home Inspections, Why You Should Have One”, you know that we recommend the use of a professional building inspector. This list of interior concerns, together with the report entitled, “Exterior Concerns” is offered as a resource to help buyers roughly determine how much attention a home may need. Knowing this information will be valuable in helping you determine an appropriate amount to offer. Again, we encourage buyers to write their offers “subject to a professional building inspection that is satisfactory to the buyer”. Please, do not attempt to use these reports as a final authority in determining whether or not a property is sound. While they may provide a good guide for inspection, only a professional that is fully trained in home inspection is qualified to spot the more inconspicuous problems that can occur in homes.

It should also be noted that most home inspections would reveal some problems in virtually every home. Therefore, the primary purpose of home inspections is to protect the buyer against major hidden defects, as well as create awareness of outstanding maintenance issues to guide you in decisions related to property value.

Bathroom Fixtures - Check all bathroom fixtures carefully for cracks, chips, etc. Do you notice signs of rust or other water damage on or around fixtures? Is there adequate caulking around sinks, toilets and tubs? Are tub enclosures firmly attached or loose?

Flooring - How is the general condition of the flooring? Are they relatively current or are they badly dated? Are there seams showing? Is there lots of obvious wear in higher traffic areas? Is there any apparent damage caused by pets?

Dishwasher - Open the dishwasher and look for signs of rust or hard water deposits. Is the seal on the door soft or has it become hard and brittle? You should probably run the dishwasher to see if it makes strange noises or leaks.

Cupboards & Vanities - What types of materials were used in their construction? What type of finish is on them? Will they be easy to care for? Are all of the hinges and hardware intact and functioning properly? Are the counter tops in good condition or needing attention?

Electrical - Check the wiring to try to determine what type it is. Copper is generally known to be the best. What is the amperage rating of the wiring? Is it adequate to meet your needs or will it require upgrading? Does the panel box have breakers or fuses? Are there an adequate number of electrical outlets in various rooms throughout the house? Are the light fixtures all functioning properly? Are they current or dated? Are there smoke detectors and carbon monoxide detectors present? Are they wired in or battery operated?

Fireplace - Find out if the unit was professionally installed, or at least if the seller is aware if it meets current fire insurance standards. When was the chimney last cleaned? Does the fireplace have a fresh air intake? Is the unit well sealed or drafty? Is the chimney insulated to prevent back flow of air?

Heating & Cooling System - When were these units last serviced? Are the monthly heating costs comparable to other properties of this type? Is there a fresh air intake on the furnace? Is the inside of the furnace clean or filthy? Does the furnace filter appear to get changed regularly? Do the units operate without a lot of noise? Has the air conditioner been recharged lately?

Insulation - The Insulation is difficult to see in most properties. Check the attic insulation to determine if the amount is adequate. While you’re up there, check for evidence of moisture damage in the attic. Do you notice any black marks on the roofing material? Remove some outlet covers to try to determine that the walls are insulated. You may be able to tell what kind of material was used.

Plumbing - Check to see what kinds of water pipes are being used. Copper or PVC is the current standard, while galvanized steel pipes are outdated. Check all water taps for drips. Flush all toilets to ensure proper operation. Check around toilets and tubs for signs of water damage to floors and walls. Check under all sinks for signs of leaking. Check ceilings directly under bathrooms for signs of moisture damage.

Interior Finishing - Check miter joints on door and window trim, and baseboards for construction quality. Open and close all interior doors to ensure they are working properly.

Structure - Check exposed basement walls for signs of major cracking. Where possible, examine floor joists for sagging or cracking. Do the floors on the main and upper levels seem to be fairly level?

Moisture - Check the home’s lower level for signs of past moisture problems. Examine nails in baseboards. Are there any that are rusty? Check paint for signs of peeling. Examine drywall for loose seam tape. Check wood trim and drywall boards for signs of water staining. Again, most basements will take some water if the conditions are right, but if there has been water, you’ll want to ensure that the problem has been solved.

Vinyl Floors - Check all vinyl floors for signs of wear. Look for signs of moisture under linoleum (dark spots). Look for seams to ensure a good seal. Are there cuts or tears in the linoleum?

Windows - What type of windows are they? Are they aluminum, wood or PVC? Do they appear to be efficient? Is there a good seal when they’re closed? Is there evidence of moisture damage on the windowsills or drywall around the windows? If so, can it be repaired and subsequently maintained to avoid future damage or do they need to be replaced? Is the hardware functioning properly? Do the windows open and close?

Home Inspections, Exterior Concerns


If you’ve already read our report entitled, “Home Inspections, Why You Should Have One”, you know that we recommend the use of a professional building inspector. This list of exterior concerns, together with the report entitled “Interior Concerns” is offered as a resource to help buyers roughly determine how much attention a home may need. Knowing this information will be valuable in helping you determine an appropriate amount to offer. Again, we encourage buyers to write all offers, “subject to a professional building inspection that is satisfactory to the buyer”. Please, do not attempt to use these reports as a final authority in determining whether or not a property is sound. While they may provide a good guide for inspection, only a professional that is fully trained in home inspection is qualified to spot the more inconspicuous problems that can occur in homes.

It should also be noted that most home inspections would reveal some problems in virtually every home. Therefore, the primary purpose of home inspections is to protect the buyer against major hidden defects, as well as create awareness of outstanding maintenance issues to guide you in decisions related to property value.

Chimneys - Are there any signs of obvious damage to the chimney that are visible from outside of the home? If it’s a masonry chimney, does it appear to be solid? Is it a Type A or a Type B chimney? Type A’s (insulated) have been known to collapse and cause dangerous carbon monoxide problems in homes. Type B’s are preferred for safety.

Deck - Note the overall condition of the deck. Is it resting on concrete pilings or cement blocks away from the ground’s moisture? Is it in need of refinishing? Walk across all areas of the deck to look for rotten, spongy areas that require attention.

Doors - What type of exterior doors are currently on the home? Are they steel insulated or wood? What is their overall condition? Do they seem to fit the opening well or do they bind when opened and closed? Is there ample weather stripping? Note the condition of exterior trim for signs of rot.

Driveways & Walks - Check the driveway and sidewalks for cracking. It should be mentioned that a certain amount of cracking is considered common in concrete. However, if there seems to be an unusually large amount of cracking and the concrete is now uneven, it may be a sign of more serious problems.

Eaves & Downspouts - Check the general condition right around the house. Are there any apparent leaks? Are the downspouts effectively directing water away from the house? What type of material are these items made from? Are they maintenance free or will they require painting?

Fence - If the property is fenced, try to determine it’s overall condition and quality of construction. Wiggle fence posts in an attempt to determine whether or not they are solid. It’s not uncommon for fence posts to rot within the ground and break off. Does the fence require paint or stain? Are the fence boards in good condition?

Foundation - Take note of the condition of the foundation, as visible from the exterior. Is it parged? Is the parging material in good condition? Does the foundation seem to be true and straight or are there obvious deflections?

Garage - Examine the overall condition of the garage and the integrity of the structure. Is the overhead door straight or does it sag and require replacement? Is the garage wired? Does it have an electric door opener? Are there remote controls that come with it?

Landscaping - Note the overall condition of the landscaping. Is the yard well cared for or will it require lots of work to whip it into shape? Can you handle the ongoing maintenance that this yard will require? Are the trees and shrubs under control or in bad need of pruning? Are there underground sprinklers? Does the grade seem to run away from the house or is it sloping towards the house?

Shingles & Roof - If the weather allows, it’s always a good idea to get on the roof and take a walk around. Does the roof feel firm and reliable or are there areas that seem soft and spongy? Are the shingles all the same color? Are there any obvious signs of weather damage? Are the shingles sitting flat, or are they starting to curl? Are there adequate attic vents on the roof?

Siding - Be aware of the exterior finish and the maintenance it will need over the years. Is there siding, stucco, or brick? If there is siding, is it wood, X90, aluminum, or vinyl? Is it all firmly attached to the house? Are there any signs of deterioration like rot or sun fading? Does it presently need attention?

Soffits and Fascia - Are they wood or are they finished with aluminum? Are there any signs of rot? Is there adequate attic venting on the soffits?

Underground Sprinklers - Test the underground sprinklers to ensure proper operation. Are all sprinkler heads functioning properly? Are they covering all areas of the lawn? Can they be adjusted fairly easily? In the winter months, ask if they were blown out in the fall. Request a written statement from the homeowner about their condition and verify as soon as possible in the spring.

Windows - Walk around the outside of the home and examine the windows. Are they all securely fastened to the house? Are there any signs of moisture damage or rot on the casings or window frames? Is there any refinishing required? What type of material are they constructed from? Are they a reasonably good quality window?



CONTACTS


Michael Gallant
 
Michael Gallant
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Phone: (905) 579-7339
Cell: (905) 442-8009
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